2020中国建设银行招聘考试真题

题目总数:100
总分数:100
时间:不限时
第 1 题    单选题

如果说命运是那破旧的花架,只要意志坚强,它可以变得_____;如果说命运是那漆黑的夜空,只要意志坚强,它可以变得_____;如果说命运是那贫瘠的土地,只要意志坚强,它可以变得_____。
填入画横线部分最恰当的一项是( )。

A.
沃壤千里 星光灿烂 繁花似锦
B.
星光灿烂 繁花似锦 沃壤千里
C.
繁花似锦 星光灿烂 沃壤千里
D.
繁花似锦 沃壤千里 星光灿烂
第 2 题    单选题

十九世纪中叶,英国发生工业革命,机械化大生产给经济带来了活力。手工制品经过了人们反复的_____,造型接近完美。传统的手工文化形成的精细、优雅风格在欧洲由来已久,粗糙的机械制品与此格格不入,即便机械化生产带来了时代的进步,但由此带来的对传统美德的_____,也为人们所不能忍受。
依次填入画横线部分最恰当的一项是( )。

A.
设计 蹂躏
B.
打磨 践踏
C.
创新 挑战
D.
更新 摧残
第 3 题    单选题

在景区门票涨价广受质疑时,有些地方把景区的门票价格听证会当_____,但景区是一种特殊的商品,不仅牵涉当地百姓的利益,还直接影响外地游客的利益。
填入横线恰当的一项是( )。

A.
保护伞
B.
护身符
C.
挡箭牌
D.
遮羞布
第 4 题    单选题

林黛玉的破碎,在于她_____的爱情;三毛的破碎,源于她经历后一刹那的超脱和明彻;梵高的破碎,是太阳用黄金的刀子让他在光明中不断掛痛;贝多芬的破碎,则是灵性至极的黑白键撞击生命的_____乐章。

依次填入画横线部分最恰当的一项是( )。

A.
轰轰烈烈 痛苦 悲伤
B.
刻骨铭心 沧桑 悲壮
C.
平平常常 磨炼 凄美
D.
惊天动地 磨难 壮美
第 5 题    单选题

“刻章办证”的小广告现实生活中屡见不鲜,办证俨然成为了一个行业。正是长期以来的“以证治国”的管制思维,给人带来不便的同时也催生了_____的证件需求。
填入横线恰当的一项是( )。

A.
变异
B.
异化
C.
固化
D.
变化
第 6 题    单选题

在现代市场经济中无论是中国的国有独资企业还是西方的私人独资企业都属“私公司”的范畴,而现代股份公司是“公公司”,法人所有制是新型公有制,产权变革都得朝此迈进。事实上中国国企正朝着现代股份制正确方向迈进并获公认成就,下一步的国企改革是进一步朝现代法人的股份公司的方向推进,而不是简单地模仿西方两百年前的老路和俄罗斯私有化失败的教训,机械地把国有独资变成私人独资,那是一种无知和倒退。
这段文字意在说明( )。

A.
国企改革应坚持向现代股份公司推进
B.
国企改革的途径需视具体的国情而定
C.
国有独资企业应尽快向股份公司过渡
D.
法人所有制是最适合市场经济的形式
第 7 题    单选题

儒道互补是中国士阶层的文化传统。从积极意义上讲,士阶层中的优秀分子秉持了儒家忧天下、哀民生的社会责任心,也涵养了道家亲自然、轻功利的超脱情怀;从消极意义上讲,士阶层中的平庸之辈以儒家为做官的敲门砖,以道家为归隐的安慰剂,不论是何种情形,中国士人的内心都是纠结的。在皇权至上的专制体制下,即使是优秀分子,其社会责任心也被限制在忠君意识的范围内,其超脱情怀也往往成为仕途失意时的自我安慰。这段文字主要说明了( )。

A.
儒道思想是中国知识分子的立身之本
B.
中国知识分子秉承了儒道两家之所长
C.
中国知识分子长期受儒道思想的影响
D.
皇权体制造就了儒道互补的士人传统
第 8 题    单选题

艺术作品只有受到受众的喜爱,具有接受上的优势和强劲的市场号召力,才能成为精品,这是不言而喻的道理,然而把精品与市场反应完全对应起来,肯定是有问题的。市场有“一时”和“长久”之区别。精品是要经得起时间的检验的,要有穿越时空而愈增其审美价值从而也具有了市场价值的潜质。
这段文字意在说明( )。

A.
提高人们的鉴赏能力才能催生更多的艺术精品
B.
衡量艺术作品的优劣不能以市场号召力为标准
C.
具有长久的审美价值的艺术作品才是真正的精品
D.
志在市场的艺术创作不可能拥有长久的市场价值
第 9 题    单选题

①风格的形成也意味着艺术的成熟,风格越强烈,给人的印象越深刻

②但冰冻三尺非一日之寒,风格的形成不是一件容易的事,更不能刻意设计而得

③颜柳欧赵,苏黄米蔡,风格鲜明,流传千古

④它是个人漫长的艺术探索历程,有时甚至要付出一生的精力

⑤书法有个性,能形成自己的风格,几乎是每一位书法家的追求

⑥古人云:“学书初谓未及,中则过之,后乃通会,通会之际,人书俱老。”

将以上6个句子重新排列,语序正确的是( )。

A.
③⑤④②①⑥
B.
⑤③①②④⑥
C.
⑥⑤④③①②
D.
⑥③⑤①④②
第 10 题    单选题

( )。

A.
13
B.
15
C.
16
D.
18
第 11 题    单选题

19 18 26 24 33 30 40 ( )。

A.
32
B.
34
C.
36
D.
38
第 12 题    单选题

3,5/4,7/9,( )。

A.
129/256
B.
9/16
C.
14/81
D.
7/61
第 13 题    单选题

0,8,24,48,80,( )。

A.
120
B.
116
C.
108
D.
100
第 14 题    单选题

某大型超市购进一批苹果,每千克的进价是1.2元,售价为5元。由于售价太高,几天过去后,还有500千克没有销售掉。于是公司决定按八折出售苹果,又过了几天,部门经理统计一下,一共售出800千克,于是将最后的苹果按3元售出。最后商店一共获利3100元。求超市一共进了多少千克苹果?( )

A.
900
B.
1000
C.
1100
D.
1200
第 15 题    单选题

四个烧杯甲、乙、丙、丁的容量比为3:4:8:10。用甲烧杯装满与水比重相同的A溶液倒入丙烧杯后,用水兑满,然后将混合的溶液倒入乙烧杯至满后,将剩下的部分倒入丁烧杯并用水将丁烧杯注满。何此时乙烧杯中A溶液的浓度是丁烧杯中的多少倍?( )

A.
2
B.
2.5
C.
4
D.
6
第 16 题    单选题

某班对50名学生进行体检,有20人近视,12人超重,4人既近视又超重。该班有多少人既不近视又不超重?( )

A.
22人
B.
24人
C.
26人
D.
28人
第 17 题    单选题

甲乙两人共同投资一件收藏品,约定好费用支出均分,利润也均分。某次甲给了乙500元用于支付专家鉴定费,结果专家只向乙收取了300元鉴定费,但乙忘记将余下的钱给甲。后收藏品以20000元的价格转手,问此时甲乙应该各拿走多少钱?( )

A.
甲10050元,乙9950元
B.
甲10200元,乙9800元
C.
甲10150元,乙9850元
D.
甲10350元,乙9650元
第 18 题    单选题

某工厂原来每天生产100个零件,现在工厂要在12天内生产一批零件,只有每天多生产10%才能按时完成工作,第一天和第二天又有部分工人缺勤,每天只生产了100个,那么以后10天每天要多生产百分之几才能按时完成工作?( )

A.
12%
B.
13%
C.
14%
D.
15%
第 19 题    单选题

某次数学比赛,参赛的男生中有1/12得奖,女生有8人得奖,已知共有214人参加比赛,没有得奖的男生人数比没有得奖的女生人数的两倍多8人,那么参加比赛的男生有多少人?( )

A.
72
B.
108
C.
144
D.
180
第 20 题    单选题

从所给的四个选项中,选择最合适的一个填入问号处,使之呈现一定的规律性( )。

A.
A
B.
B
C.
C
D.
D
第 21 题    单选题

从所给四个选项中,选择最合适的一个填入问号处,使之呈现一定的规律性。( )

A.
A
B.
B
C.
C
D.
D
第 22 题    单选题

从所给的四个选项中,选择最合适的一个填入问号处,使之呈现一定的规律性。( )

A.
A
B.
B
C.
C
D.
D
第 23 题    单选题

从所给的四个选项中,选择最合适的一个填入问号处,使之呈现一定的规律性( )。

A.
A
B.
B
C.
C
D.
D
第 24 题    单选题

从所给的四个选项中,选择最合适的一个填入问号处,使之呈现一定的规律性( )。

A.
A
B.
B
C.
C
D.
D
第 25 题    单选题

奠基者效应是指某生物种群中的少数个体因地理隔绝或其他原因,在与原种群隔离的条件下繁衍生息。虽然后代群体不断扩大,但整个种群的遗传信息均来自最初迁移的少数个体。奠基者效应造成族群遗传多样性较低,对环境适应性较差,容易被自然淘汰。
根据上述定义,下列情形是由奠基者效应造成的是( )。

A.
斯里兰卡岛上咖啡树对咖啡锈病缺乏抵抗力而全部枯死
B.
某海岛的贝壳因色泽鲜艳而常被渔民采撷,如今濒临灭绝
C.
熊猫因种群数量减少而濒临灭绝,需要依靠人工繁衍生息
D.
为保留自身文化阿米什人不与外人通婚导致遗传病频发
第 26 题    单选题

美国于1976年发生了注射疫苗导致更严重疫情的事件。在甲流盛行的时期,不少人认为,注射疫苗是一种危险行为,可是专家认为注射甲流的疫苗是一种有效地保护自己不受甲流传染的手段。
专家观点的假设前提是( )。

A.
与注射疫苗导致疫情发生的可能性相比,甲流对人的威胁更大
B.
1976年美国发生注射疫苗导致的严重疫情是由于注射过量所致
C.
甲流疫苗研发过程严谨、质量可靠,安全性受到权威专家认可
D.
与以往的季节性流感疫苗相比,甲流疫苗的质量标准并未降低
第 27 题    单选题

中国:杭州

A.
美国:匹兹堡
B.
法国:法兰克福
C.
美国:瓦伦西亚
D.
阿联酋:沙特
第 28 题    单选题

小王、小李、小张准备去爬山。天气预报说,今天可能下雨。围绕天气预报,三个人争论起来。
小王:“今天可能下雨,那并不排斥今天也可能不下雨,我们还是去爬山吧。”
小李:“今天可能下雨,那就表明今天要下雨,我们还是不去爬山了吧。”
小张:“今天可能下雨,只是表明今天不下雨不具有必然性,去不去爬山由你们决定。”
对天气预报的理解,三个人中( )。

A.
小王和小张正确,小李不正确
B.
小王正确,小李和小张不正确
C.
小李正确,小王和小张不正确
D.
小张正确,小王和小李不正确
第 29 题    单选题

爱吃辣椒使人长寿,有研究团队查阅了50万名中国成年人的问卷数据,每一位受访者都填报了自己的健康状况、酒精摄入量、辛辣食品摄入量、摄入辣椒的主要形式,以及肉类和蔬菜的摄入量。7年后,研究人员进行了回访,发现与每周食用辛辣食品不足一次的人员相比,每周吃上一到两次的人,死亡风险就会降低10%。
以下哪项如果为真,最能质疑上述论证?( )

A.
每周3到7天食用辛辣食品死亡风险比不吃辣的人低4%
B.
研究人员需要通过更多实验才能搞清楚辣椒这种保护作用的原理
C.
现在还不能确切的证明死亡风险的降低就是摄入辛辣食品造成的
D.
有些辛辣食品可能与药物产生不良的连锁反应,使病人遭到危险
第 30 题    单选题

与营养餐相比,音体美教育的缺失似乎显得不那么迫在眉睫,这样的逻辑并不错。然而,换一个角度的话,或许能逼视出这种逻辑的不足:与物质匮乏相比,心灵缺乏滋养,难道不是一个至少同样重要的问题?我们有理由呼吁:各种慈善努力,无论官方或民间,务请聚焦贫困地区音体美的匮乏。
从这段文字推出的错误结论是( )。

A.
营养餐和音体美教育同为贫困地区学生所需要
B.
贫困地区的音体美教育匮乏
C.
作者认为营养餐比音体美教育更亟须
D.
慈善事业对贫困地区的音体美教育关注不够
第 31 题    单选题

银行卡发卡量平稳增长,北京、上海信用卡人均拥有量远高于全国平均水平。截至2013年末,全国累计发行银行卡42.14亿张,较上年末增长19.23%,增速放缓0.57个百分点。其中,借记卡累计发卡38.23亿张,较上年末增长19.36%,增速放缓0.94个百分点;信用卡累计发卡3.91亿张,较上年末增长18.03%,增速加快2.03个百分点。借记卡累计发卡量与信用卡累计发卡量之间的比例约为9.78:1,较上年末略有上升。截至2013年末,全国人均拥有银行卡3.11张,较上年末增长17.80%,其中,信用卡人均拥有0.29张,较上年末增长16.00%。北京、上海信用卡人均拥有量远高于全国平均水平,分别达到1.63张和1.30张。

银行卡交易额方面,2013年,全国共发生银行卡业务475.96亿笔,同比增长22.31%,增速放缓0.09个百分点,金额423.36万亿元,同比增长22.28%,增速加快15.38个百分点;日均13039.88万笔,金额11598.91亿元。其中,银行卡存现79.42亿笔,金额66.61万亿元,同比分别增长17.01%和15.42%;取现181.17亿笔,金额70.8万亿元,同比分别增长12.29%和15.37%;消费129.71亿笔,金额31.83万亿元,同比分别增长43.98%和52.85%;转账85.66亿笔,金额254.12万亿元,同比分别增长22.65%和23.17%。

下列对我国2013年银行卡发卡情况,描述正确的是( )。

A.
各类银行卡发卡总量的增速均放缓
B.
借记卡的发卡数量达到了信用卡的10倍以上
C.
信用卡的发卡总量及发卡同比增幅均超过借记卡
D.
信用卡的发卡增速超过借记卡
第 32 题    单选题

银行卡发卡量平稳增长,北京、上海信用卡人均拥有量远高于全国平均水平。截至2013年末,全国累计发行银行卡42.14亿张,较上年末增长19.23%,增速放缓0.57个百分点。其中,借记卡累计发卡38.23亿张,较上年末增长19.36%,增速放缓0.94个百分点;信用卡累计发卡3.91亿张,较上年末增长18.03%,增速加快2.03个百分点。借记卡累计发卡量与信用卡累计发卡量之间的比例约为9.78:1,较上年末略有上升。截至2013年末,全国人均拥有银行卡3.11张,较上年末增长17.80%,其中,信用卡人均拥有0.29张,较上年末增长16.00%。北京、上海信用卡人均拥有量远高于全国平均水平,分别达到1.63张和1.30张。

银行卡交易额方面,2013年,全国共发生银行卡业务475.96亿笔,同比增长22.31%,增速放缓0.09个百分点,金额423.36万亿元,同比增长22.28%,增速加快15.38个百分点;日均13039.88万笔,金额11598.91亿元。其中,银行卡存现79.42亿笔,金额66.61万亿元,同比分别增长17.01%和15.42%;取现181.17亿笔,金额70.8万亿元,同比分别增长12.29%和15.37%;消费129.71亿笔,金额31.83万亿元,同比分别增长43.98%和52.85%;转账85.66亿笔,金额254.12万亿元,同比分别增长22.65%和23.17%。

2013年,取现业务的金额约占银行卡业务总金额的( )。

A.
1/7
B.
1/2
C.
1/3
D.
1/6
第 33 题    单选题

银行卡发卡量平稳增长,北京、上海信用卡人均拥有量远高于全国平均水平。截至2013年末,全国累计发行银行卡42.14亿张,较上年末增长19.23%,增速放缓0.57个百分点。其中,借记卡累计发卡38.23亿张,较上年末增长19.36%,增速放缓0.94个百分点;信用卡累计发卡3.91亿张,较上年末增长18.03%,增速加快2.03个百分点。借记卡累计发卡量与信用卡累计发卡量之间的比例约为9.78:1,较上年末略有上升。截至2013年末,全国人均拥有银行卡3.11张,较上年末增长17.80%,其中,信用卡人均拥有0.29张,较上年末增长16.00%。北京、上海信用卡人均拥有量远高于全国平均水平,分别达到1.63张和1.30张。

银行卡交易额方面,2013年,全国共发生银行卡业务475.96亿笔,同比增长22.31%,增速放缓0.09个百分点,金额423.36万亿元,同比增长22.28%,增速加快15.38个百分点;日均13039.88万笔,金额11598.91亿元。其中,银行卡存现79.42亿笔,金额66.61万亿元,同比分别增长17.01%和15.42%;取现181.17亿笔,金额70.8万亿元,同比分别增长12.29%和15.37%;消费129.71亿笔,金额31.83万亿元,同比分别增长43.98%和52.85%;转账85.66亿笔,金额254.12万亿元,同比分别增长22.65%和23.17%。

2012年办理银行卡业务总额约为( )万亿元。

A.
124.6
B.
346.2
C.
544.7
D.
264.3
第 34 题    单选题

银行卡发卡量平稳增长,北京、上海信用卡人均拥有量远高于全国平均水平。截至2013年末,全国累计发行银行卡42.14亿张,较上年末增长19.23%,增速放缓0.57个百分点。其中,借记卡累计发卡38.23亿张,较上年末增长19.36%,增速放缓0.94个百分点;信用卡累计发卡3.91亿张,较上年末增长18.03%,增速加快2.03个百分点。借记卡累计发卡量与信用卡累计发卡量之间的比例约为9.78:1,较上年末略有上升。截至2013年末,全国人均拥有银行卡3.11张,较上年末增长17.80%,其中,信用卡人均拥有0.29张,较上年末增长16.00%。北京、上海信用卡人均拥有量远高于全国平均水平,分别达到1.63张和1.30张。

银行卡交易额方面,2013年,全国共发生银行卡业务475.96亿笔,同比增长22.31%,增速放缓0.09个百分点,金额423.36万亿元,同比增长22.28%,增速加快15.38个百分点;日均13039.88万笔,金额11598.91亿元。其中,银行卡存现79.42亿笔,金额66.61万亿元,同比分别增长17.01%和15.42%;取现181.17亿笔,金额70.8万亿元,同比分别增长12.29%和15.37%;消费129.71亿笔,金额31.83万亿元,同比分别增长43.98%和52.85%;转账85.66亿笔,金额254.12万亿元,同比分别增长22.65%和23.17%。

以下关于2013年银行卡业务的说法,正确的是( )。
(1)每笔银行卡业务的平均金额超过1万元
(2)取现业务的笔数不到银行卡业务总数的一半
(3)消费业务的笔数比上一年度翻了一番
(4)转账业务的金额是各项银行卡业务中最髙的

A.
(2)(4)
B.
(2)(3)
C.
(1)(2)(4)
D.
(2)(3)(4)
第 35 题    单选题

银行卡发卡量平稳增长,北京、上海信用卡人均拥有量远高于全国平均水平。截至2013年末,全国累计发行银行卡42.14亿张,较上年末增长19.23%,增速放缓0.57个百分点。其中,借记卡累计发卡38.23亿张,较上年末增长19.36%,增速放缓0.94个百分点;信用卡累计发卡3.91亿张,较上年末增长18.03%,增速加快2.03个百分点。借记卡累计发卡量与信用卡累计发卡量之间的比例约为9.78:1,较上年末略有上升。截至2013年末,全国人均拥有银行卡3.11张,较上年末增长17.80%,其中,信用卡人均拥有0.29张,较上年末增长16.00%。北京、上海信用卡人均拥有量远高于全国平均水平,分别达到1.63张和1.30张。

银行卡交易额方面,2013年,全国共发生银行卡业务475.96亿笔,同比增长22.31%,增速放缓0.09个百分点,金额423.36万亿元,同比增长22.28%,增速加快15.38个百分点;日均13039.88万笔,金额11598.91亿元。其中,银行卡存现79.42亿笔,金额66.61万亿元,同比分别增长17.01%和15.42%;取现181.17亿笔,金额70.8万亿元,同比分别增长12.29%和15.37%;消费129.71亿笔,金额31.83万亿元,同比分别增长43.98%和52.85%;转账85.66亿笔,金额254.12万亿元,同比分别增长22.65%和23.17%。

2013年,在各项银行卡业务中,( )业务金额增长幅度低于存现业务金额增长幅度。

A.
存现
B.
转账
C.
消费
D.
取现
第 36 题    单选题

据统计,2014年报考全国社会工作者职业水平考试的人数达20.7万人,比2013年增加近4万人,增幅为22%,可谓场面“火爆”。

2013、2014年全国社工考试报名人数涨幅前五省份

2014年与2008年相比,我国社工考试报名人数增加了约( )。

A.
8万人
B.
7万人
C.
4万人
D.
12万人
第 37 题    单选题

据统计,2014年报考全国社会工作者职业水平考试的人数达20.7万人,比2013年增加近4万人,增幅为22%,可谓场面“火爆”。

2013、2014年全国社工考试报名人数涨幅前五省份

2014年与2013年相比,西藏社工考试报名人数提高了( )。

A.
410%
B.
140%
C.
40%
D.
510%
第 38 题    单选题

据统计,2014年报考全国社会工作者职业水平考试的人数达20.7万人,比2013年增加近4万人,增幅为22%,可谓场面“火爆”。

2013、2014年全国社工考试报名人数涨幅前五省份

2014年,我国社工考试报名人数排在第六位的是( )。

A.
四川
B.
福建
C.
上海
D.
山东
第 39 题    单选题

据统计,2014年报考全国社会工作者职业水平考试的人数达20.7万人,比2013年增加近4万人,增幅为22%,可谓场面“火爆”。

2013、2014年全国社工考试报名人数涨幅前五省份

2014年,陕西省与天津市社工考试报名人数的比例为( )。

A.
1:1.5
B.
0.8:1
C.
0.5:1
D.
1:1.8
第 40 题    单选题

据统计,2014年报考全国社会工作者职业水平考试的人数达20.7万人,比2013年增加近4万人,增幅为22%,可谓场面“火爆”。

2013、2014年全国社工考试报名人数涨幅前五省份

下列说法正确的是( )。

A.
2014年,西藏是社工考试报名人数最少的地区,也是增幅最低的地区
B.
2008-2014年间,我国社工考试报名人数最少的年份是2011年
C.
2014年,我国社工考试报名人数增幅同比呈下降态势
D.
2014年,广东省社工考试报名人数多于江苏21623人
第 41 题    单选题

《银行业从业人员职业操守》所称的银行业从业人员是指在中国境内设立的( )工作的人员。

A.
银行业金融机构
B.
非银行业金融机构
C.
银行、证券公司等金融机构
D.
以上都是
第 42 题    单选题

对小微企业贷款达到一定比例的商业银行降准0.5个百分点,两次“定向降准”释放出的资金并不算多,但作用更加突出,因为这意味着,中国政府鼓励和引导有利于“调整结构”的领域。
“这意味着”中的“这”指的是( )。

A.
对小微企业贷款达到一定比例
B.
“定向降准”措施的引导作用
C.
满足一定条件的商业银行下调存款准备金率
D.
“定向降准”释放出的资金
第 43 题    单选题

关于信用卡消费信贷特点的描述错误的是( )。

A.
循环信用额度
B.
一定要有特定的资金用途
C.
一般有最低还款额要求
D.
不能用于通存通兑、代收代付、额度体现
第 44 题    单选题

签约的学生还可通过电子银行渠道与家长的建行账户做“亲亲账户”绑定,完成后,家长向学生转账享受建行系统内异地免手续费转账。根据以上描述,该业务是( )。

A.
建行学生惠
B.
建行悦生活
C.
建行分期优选
D.
建行房e通
第 45 题    单选题

银行代保管业务包括露封保管业务和密封保管业务,两者的主要区别在于( )。

A.
客户是否在将保管物品交给银行时先加以密封
B.
保管物品的金额不同
C.
保管物品的种类不同
D.
保管期限不同
第 46 题    单选题

中国建设银行的主要经营领域包括( )。

A.
公司银行业务、贵金属业务和资金业务
B.
公司银行业务、个人银行业务和贵金属业务
C.
公司银行业务、个人银行业务和资金业务
D.
个人银行业务、贵金属业务和资金业务
第 47 题    单选题

为进一步推进利率市场化,完善金融市场基准利率体系,指导信贷市场产品定价,2013年10月25日,( )集中报价和发布机制正式运行。

A.
LPR
B.
SHIBOR
C.
LIBOR
D.
HIBOR
第 48 题    单选题

在合同履行期限届满之前,当事人一方明确表示或者以自己的行为表明不履行合同义务的行为称为( )。

A.
实际违约
B.
预期违约
C.
不可抗力
D.
解除合同
第 49 题    单选题

下列关于金融工具和金融市场的说法错误的是( )。

A.
贷款属于间接融资工具,其所在市场属于间接融资市场
B.
银行间债券市场属于资本市场,债券回购是其中的一种长期金融工具
C.
银行间同业拆借市场属于货币市场,同业拆借是其中的一种短期金融工具
D.
股票属于直接融资工具,其发行、交易的市场属于直接融资市场
第 50 题    单选题

货币主义认为,扩张的财政政策如果没有相应的货币政策配合,就会产生( )。

A.
收缩效应
B.
排挤效应
C.
流动性陷阱
D.
货币幻觉
第 51 题    单选题

某企业原来只生产产品C,现在有A、B、C三种新产品,但因生产能力有限,只允许将新产品其中之一投入生产,已知该企业每月总固定生产成本10万元,生产新产品不会影响固定生产成本,新产品的有关数据如下表所示:

这种情况下,该企业应该生产( )。

A.
A产品
B.
三种产品都不可以生产
C.
C产品
D.
B产品
第 52 题    单选题

根据财政乘数效应原理,如果政府投资扩大、税收减少,对宏观经济会产生( )效应。

A.
收缩
B.
稳健
C.
扩张
D.
审慎
第 53 题    单选题

已知某企业年末流动资产合计为800万元,非流动资产合计为1200万元,流动负债合计为400万元,非流动负债合计为400万元,则该企业年末流动比率为( )。

A.
2
B.
0.4
C.
0.5
D.
2.5
第 54 题    单选题

“太多的货币追求太少的商品”,从而导致一般物价水平上涨,这种情形属于( )通货膨胀。

A.
需求拉上型
B.
成本推进型
C.
结构型
D.
隐蔽型
第 55 题    单选题

下表统计了不同层次的管理者的工作时间分布,观察此表,以下结论错误的是( )。

A.
所有管理者都要承担计划、组织、领导和控制职能
B.
不同层次的管理者,花在不同管理职能上的时间是不同的
C.
对高层管理者而言,很少从事管理工作,所以不必具备人际技能
D.
随着管理层次的提升,将从事较少的领导和更多的计划工作
第 56 题    单选题

根据《国有重点金融机构监事会暂行条例》的规定,国有重点金融机构监事会每年定期检查( )次。

A.
1
B.
2
C.
3
D.
4
第 57 题    单选题

职工因工作遭受事故伤害需要暂停工作接受工伤医疗,其停工留薪期一般不超过12个月,伤情严重或者情况特殊,经社区的市场劳动能力鉴定委员会确认,可以适当延长,但延长不得超过( )个月。

A.
3
B.
6
C.
9
D.
12
第 58 题    单选题

从国际金融市场上曾发生过的国际债务危机、欧洲货币危机和亚洲金融危机来看,爆发危机国家的共同特点是( )。

A.
财政赤字货币化
B.
实行盯住汇率制度
C.
本国货币已成为国际货币
D.
资本账户已实现完全可兑换
第 59 题    单选题

根据《中华人民共和国产品质量法》,下列物品中,属于“产品”的是( )。

A.
经过加工制作并用于销售的建筑材料
B.
天然的物品
C.
建设工程
D.
自产自用的物品
第 60 题    单选题

商业银行未经批准办理结汇、售汇或者未经批准在银行间债券市场发行、买卖金融债券的行为,由( )责令改正。

A.
中国人民银行
B.
国务院银行业监督管理机构
C.
工商行政管理部门
D.
人民法院
第 61 题    单选题

境内机构原则上可以开立_____经常项目外汇账户,境内经常项目外汇账户的限额统一采用_____核定。( )

A.
1个 欧元
B.
1个 美元
C.
2个 人民币
D.
2个 美元
第 62 题    单选题

在Windows中,全/半角状态转换的组合键是( )。

A.
Caps Lock
B.
Ctrl+Space
C.
Alt+Space
D.
Shift+Space
第 63 题    单选题

下列项目中,应作为企业长期资产核算和管理的是( )。

A.
购入准备随时变现的股票
B.
购入准备持有1年以上的股票
C.
购入准备出售的商品
D.
购入办公用文具
第 64 题    单选题

组织设计是指对组织结构及其( )所进行的设计。

A.
战略目标
B.
运行方式
C.
岗位职责
D.
分布规模
第 65 题    单选题

信息技术指的是用来扩展人的信息器官功能、协助人们进行信息处理的一类技术。下列基本信息技术中,用于扩展人的效应器官功能的是( )。

A.
感测与识别技术
B.
通信与存储技术
C.
计算与处理技术
D.
控制与显示技术
第 66 题    单选题

根据《证券法》的规定,股份有限公司申请证券上市交易,应当向特定机构申请,由该机构依法审核同意,并由双方签订上市协议后方可上市,该特定机构是( )。

A.
国务院证券监督管理机构
B.
证券交易所
C.
国务院授权的部门
D.
省级人民政府
第 67 题    单选题

金融机构在同业拆借市场交易的主要是( )。

A.
法定存款准备金
B.
超额存款准备金
C.
原始存款
D.
派生存款
第 68 题    单选题

规模经济和规模不经济解释了( )。

A.
固定成本和变动成本的不同
B.
为什么企业的短期边际成本曲线穿过短期平均变动成本曲线的最低点
C.
为什么企业的长期平均成本曲线为U型
D.
利润最大化的生产水平
第 69 题    单选题

“A饮料是非可乐中最好的”,在初上市时突出其不含咖啡因的优势,这是采用了什么市场定位策略?( )

A.
阵地防御策略
B.
对抗定位策略
C.
非价格竞争策略
D.
迎头定位策略
第 70 题    单选题

在长期中,( )不存在。

A.
固定成本
B.
平均成本
C.
机会成本
D.
隐含成本
第 71 题    多选题

银行业从业人员应当遵守业务操作指引,确保客户交易的安全,做到( )。

A.
不打听与自身工作无关的信息
B.
不为其他岗位人员代为履行职责
C.
不将本人工作委托他人代为履行
D.
不得将自己保管的印章、重要凭证、交易密码和钥匙等物品或信息交与或告知其他人员
第 72 题    多选题

在对一家公司进行财务分析时,通过计算( )得到的指标可以反映该公司的营运能力。

A.
应收账款周转率
B.
流动资产周转率
C.
净资产收益率
D.
流动比率
第 73 题    多选题

下列关于国际上商业票据的说法不正确的是( )

A.
其发行由发行公司直接发行
B.
发行公司为金融公司委托证券交易商代为销售
C.
它一般没有票面利率
D.
其发行公司既有信贷额度要求,还需经国际著名信誉评级机构评级
E.
他的筹资成本较银行稍低
第 74 题    多选题

商业银行的工作人员不得从事下列哪些行为?( )

A.
利用职务上的便利,索取、收受贿赂
B.
利用职务上的便利,贪污、挪用、侵占本行或者客户的资金
C.
向亲属、朋友发放贷款或者提供担保
D.
在其他经济组织兼职
E.
违反国家规定收受各种名义的回扣、手续费
第 75 题    多选题

中国建设银行拥有( )等多家子公司,为客户提供全面的金融服务。

A.
建信基金、建信租赁
B.
建信信托、建信人寿
C.
建行伦敦、建行俄罗斯
D.
中信建投、建银国际
第 76 题    多选题

2013年11月12日,中国共产党第十八届中央委员会第三次全体会议通过中共中央关于全面深化改革若干重大问题的决定,这些决定包括( )。

A.
坚持和完善基本经济制度
B.
加快完善现代市场体系
C.
深化财税体制改革
D.
构建开放型经济新体制
第 77 题    多选题

决定预算线变动的因素主要包括( )。

A.
消费者收入水平
B.
商品的边际替代率
C.
商品的价格
D.
价格弹性
第 78 题    多选题

政府失灵的常见表现为( )。

A.
投票循环
B.
利益集团与寻租
C.
官僚体系效率
D.
政治家选票极大化
E.
选民“理性的无知”与“理性的非理性”
第 79 题    多选题

法律在代理上的援助范围包括( )。

A.
请求支付劳动报酬的
B.
请求给付赡养费、抚养费、扶养费的
C.
请求为子女寻找工作
D.
依法请求国家赔偿的
第 80 题    多选题

需求的构成要素有( )。

A.
消费者偏好
B.
商品价格
C.
生产者预期
D.
消费者有支付能力
E.
消费者有购买欲望
第 81 题    多选题

一般性货币政策工具包括( )。

A.
法定存款准备金率
B.
消费者信用控制
C.
再贴现
D.
公开市场操作
第 82 题    多选题

广义的货币供应量(M2)包括( )。

A.
定期存款
B.
储蓄存款
C.
流通中的现金
D.
M3
E.
银行活期存款
第 83 题    多选题

国内银行的( )存款种类只要不超过中国人民银行同期限档次的存款利率上限,计结息规则由各银行自己把握。

A.
活期存款
B.
定期整存整取
C.
通知存款
D.
零存整取
第 84 题    多选题

下列属于企业经营风险的有( )。

A.
购买美国次级债务无法收回
B.
机器厂房因地震提前报废
C.
无力偿还债务
D.
增加债务融资导致风险
E.
股票变现损失
第 85 题    多选题

老徐准备出国旅游,他去银行兑换一些美元。银行工作人员告诉他,1美元兑换7.73元人民币,下列说法正确的有( )。

A.
工作人员说的是直接标价法
B.
工作人员说的是间接标价法
C.
工作人员说的是应付标价法
D.
工作人员说的是应收标价法
第 86 题    单选题

If you intend using humor in your talk to make people smile, you must know how to identify shared experiences and problems. Your humor must be relevant to the audience and should help to show them that you are one of them or that you understand their situation and are in sympathy with their point of view. Depending on whom you are addressing, the problems will be different. If you are talking to a group of managers, you may refer to the disorganized methods of their secretaries; alternatively if you are addressing secretaries, you may want to comment on their disorganized bosses.

Here is an example, which I heard at a nurses, convention, of a story which works well because the audience all shared the same view of doctors. A man arrives in heaven and is being shown around by St.Peter. He sees wonderful accommodations, beautiful gardens, sunny weather, and so on. Everyone is very peaceful, polite and friendly until, waiting in a line for lunch, the new arrival is suddenly pushed aside by a man in a white coat, who rushes to the head of the line, grabs his food and stomps over to a table by himself. "Who is that?" the new arrival asked St.Peter. "On, that's God," came the reply," but sometimes he thinks he's a doctor."

If you are part of the group which you are addressing, you will be in a position to know the experiences and problems which are common to all of you and it'll be appropriate for you to make a passing remark about the inedible canteen food or the chairman's notorious bad taste in ties. With other audiences you mustn't attempt to cut in with humor as they will re-sent an outsider making disrespect remarks about their canteen or their chairman. You will be on safer ground if you stick to scapegoats like the Post Office or the telephone system.

If you feel awkward being humorous, you must practice so that it becomes more natural. Include a few casual and apparently off-the-cuff remarks which you can deliver in a relaxed and unforced manner. Often it's the delivery which causes the audience to smile, so speak slowly and remember that a raised eyebrow or an unbelieving look may help to show that you are making a light-hearted remark.

Look for the humor. It often comes from the unexpected. A twist on a familiar quote "If at first you don't succeed, give up" or a play on words or on a situation. Search for exaggeration and understatements. Look at your talk and pick out a few words or sentences which you can turn about and inject with humor.

To make your humor work, you should_____.

A.
take advantage of different kinds of audience
B.
make fun of the disorganized people
C.
address different problems to different people
D.
show sympathy for your listeners
第 87 题    单选题

If you intend using humor in your talk to make people smile, you must know how to identify shared experiences and problems. Your humor must be relevant to the audience and should help to show them that you are one of them or that you understand their situation and are in sympathy with their point of view. Depending on whom you are addressing, the problems will be different. If you are talking to a group of managers, you may refer to the disorganized methods of their secretaries; alternatively if you are addressing secretaries, you may want to comment on their disorganized bosses.

Here is an example, which I heard at a nurses, convention, of a story which works well because the audience all shared the same view of doctors. A man arrives in heaven and is being shown around by St.Peter. He sees wonderful accommodations, beautiful gardens, sunny weather, and so on. Everyone is very peaceful, polite and friendly until, waiting in a line for lunch, the new arrival is suddenly pushed aside by a man in a white coat, who rushes to the head of the line, grabs his food and stomps over to a table by himself. "Who is that?" the new arrival asked St.Peter. "On, that's God," came the reply," but sometimes he thinks he's a doctor."

If you are part of the group which you are addressing, you will be in a position to know the experiences and problems which are common to all of you and it'll be appropriate for you to make a passing remark about the inedible canteen food or the chairman's notorious bad taste in ties. With other audiences you mustn't attempt to cut in with humor as they will re-sent an outsider making disrespect remarks about their canteen or their chairman. You will be on safer ground if you stick to scapegoats like the Post Office or the telephone system.

If you feel awkward being humorous, you must practice so that it becomes more natural. Include a few casual and apparently off-the-cuff remarks which you can deliver in a relaxed and unforced manner. Often it's the delivery which causes the audience to smile, so speak slowly and remember that a raised eyebrow or an unbelieving look may help to show that you are making a light-hearted remark.

Look for the humor. It often comes from the unexpected. A twist on a familiar quote "If at first you don't succeed, give up" or a play on words or on a situation. Search for exaggeration and understatements. Look at your talk and pick out a few words or sentences which you can turn about and inject with humor.

The joke about doctors implies that, in the eyes of nurses, they are_____.

A.
impolite to new arrivals
B.
very conscious of their godlike role
C.
entitled to some privileges
D.
very busy even during lunch hours
第 88 题    单选题

If you intend using humor in your talk to make people smile, you must know how to identify shared experiences and problems. Your humor must be relevant to the audience and should help to show them that you are one of them or that you understand their situation and are in sympathy with their point of view. Depending on whom you are addressing, the problems will be different. If you are talking to a group of managers, you may refer to the disorganized methods of their secretaries; alternatively if you are addressing secretaries, you may want to comment on their disorganized bosses.

Here is an example, which I heard at a nurses, convention, of a story which works well because the audience all shared the same view of doctors. A man arrives in heaven and is being shown around by St.Peter. He sees wonderful accommodations, beautiful gardens, sunny weather, and so on. Everyone is very peaceful, polite and friendly until, waiting in a line for lunch, the new arrival is suddenly pushed aside by a man in a white coat, who rushes to the head of the line, grabs his food and stomps over to a table by himself. "Who is that?" the new arrival asked St.Peter. "On, that's God," came the reply," but sometimes he thinks he's a doctor."

If you are part of the group which you are addressing, you will be in a position to know the experiences and problems which are common to all of you and it'll be appropriate for you to make a passing remark about the inedible canteen food or the chairman's notorious bad taste in ties. With other audiences you mustn't attempt to cut in with humor as they will re-sent an outsider making disrespect remarks about their canteen or their chairman. You will be on safer ground if you stick to scapegoats like the Post Office or the telephone system.

If you feel awkward being humorous, you must practice so that it becomes more natural. Include a few casual and apparently off-the-cuff remarks which you can deliver in a relaxed and unforced manner. Often it's the delivery which causes the audience to smile, so speak slowly and remember that a raised eyebrow or an unbelieving look may help to show that you are making a light-hearted remark.

Look for the humor. It often comes from the unexpected. A twist on a familiar quote "If at first you don't succeed, give up" or a play on words or on a situation. Search for exaggeration and understatements. Look at your talk and pick out a few words or sentences which you can turn about and inject with humor.

It can be inferred from the text that public services_____.

A.
have benefited many people
B.
are the focus of public attention
C.
are an inappropriate subject for humor
D.
have often been the laughing stock
第 89 题    单选题

If you intend using humor in your talk to make people smile, you must know how to identify shared experiences and problems. Your humor must be relevant to the audience and should help to show them that you are one of them or that you understand their situation and are in sympathy with their point of view. Depending on whom you are addressing, the problems will be different. If you are talking to a group of managers, you may refer to the disorganized methods of their secretaries; alternatively if you are addressing secretaries, you may want to comment on their disorganized bosses.

Here is an example, which I heard at a nurses, convention, of a story which works well because the audience all shared the same view of doctors. A man arrives in heaven and is being shown around by St.Peter. He sees wonderful accommodations, beautiful gardens, sunny weather, and so on. Everyone is very peaceful, polite and friendly until, waiting in a line for lunch, the new arrival is suddenly pushed aside by a man in a white coat, who rushes to the head of the line, grabs his food and stomps over to a table by himself. "Who is that?" the new arrival asked St.Peter. "On, that's God," came the reply," but sometimes he thinks he's a doctor."

If you are part of the group which you are addressing, you will be in a position to know the experiences and problems which are common to all of you and it'll be appropriate for you to make a passing remark about the inedible canteen food or the chairman's notorious bad taste in ties. With other audiences you mustn't attempt to cut in with humor as they will re-sent an outsider making disrespect remarks about their canteen or their chairman. You will be on safer ground if you stick to scapegoats like the Post Office or the telephone system.

If you feel awkward being humorous, you must practice so that it becomes more natural. Include a few casual and apparently off-the-cuff remarks which you can deliver in a relaxed and unforced manner. Often it's the delivery which causes the audience to smile, so speak slowly and remember that a raised eyebrow or an unbelieving look may help to show that you are making a light-hearted remark.

Look for the humor. It often comes from the unexpected. A twist on a familiar quote "If at first you don't succeed, give up" or a play on words or on a situation. Search for exaggeration and understatements. Look at your talk and pick out a few words or sentences which you can turn about and inject with humor.

To achieve the desired result, humorous stories should be delivered_____.

A.
in well-worded language
B.
as awkwardly as possible
C.
in exaggerated statements
D.
as casually as possible
第 90 题    单选题

If you intend using humor in your talk to make people smile, you must know how to identify shared experiences and problems. Your humor must be relevant to the audience and should help to show them that you are one of them or that you understand their situation and are in sympathy with their point of view. Depending on whom you are addressing, the problems will be different. If you are talking to a group of managers, you may refer to the disorganized methods of their secretaries; alternatively if you are addressing secretaries, you may want to comment on their disorganized bosses.

Here is an example, which I heard at a nurses, convention, of a story which works well because the audience all shared the same view of doctors. A man arrives in heaven and is being shown around by St.Peter. He sees wonderful accommodations, beautiful gardens, sunny weather, and so on. Everyone is very peaceful, polite and friendly until, waiting in a line for lunch, the new arrival is suddenly pushed aside by a man in a white coat, who rushes to the head of the line, grabs his food and stomps over to a table by himself. "Who is that?" the new arrival asked St.Peter. "On, that's God," came the reply," but sometimes he thinks he's a doctor."

If you are part of the group which you are addressing, you will be in a position to know the experiences and problems which are common to all of you and it'll be appropriate for you to make a passing remark about the inedible canteen food or the chairman's notorious bad taste in ties. With other audiences you mustn't attempt to cut in with humor as they will re-sent an outsider making disrespect remarks about their canteen or their chairman. You will be on safer ground if you stick to scapegoats like the Post Office or the telephone system.

If you feel awkward being humorous, you must practice so that it becomes more natural. Include a few casual and apparently off-the-cuff remarks which you can deliver in a relaxed and unforced manner. Often it's the delivery which causes the audience to smile, so speak slowly and remember that a raised eyebrow or an unbelieving look may help to show that you are making a light-hearted remark.

Look for the humor. It often comes from the unexpected. A twist on a familiar quote "If at first you don't succeed, give up" or a play on words or on a situation. Search for exaggeration and understatements. Look at your talk and pick out a few words or sentences which you can turn about and inject with humor.

The tone of the author is_____.

A.
neutral
B.
objective
C.
subjective
D.
humorous
第 91 题    单选题

It used to be so straightforward. A team of researchers working together in the laboratory would submit the results of their research to a journal. A journal editor would then remove the authors' names and affiliations from the paper and send it to their peers for review. Depending on the comments received, the editor would accept the paper for publication or decline it. Copyright rested with the journal publisher, and researchers seeking knowledge of the results would have to subscribe to the journal.

No longer. The Internet—and pressure from funding agencies, who are questioning why commercial publishers are making money from government-funded research by restricting access to it—is making access to scientific results a reality. The Organization for Economic Co-operation and Development (OECD) was just issued a report describing the far-reaching consequences of this. The report, by John Houghton of Victoria University in Australia and Graham Vickery of the OECD, makes heavy reading for publishers who have, so far, made handsome profits. But it goes further than that. It signals a change in what has, until now, been a key element of scientific endeavor.

The value of knowledge and the return on the public investment in research depends, in part, upon wide distribution and ready access. It is big business. In America, the core scientific publishing market is estimated at between $7 billion and $11 billion. The International Association of Scientific, Technical and Medical Publishers says that there are more than 2,000 publishers worldwide specializing in these subjects. They publish more than 1.2 million articles each year in some 16,000 journals.

This is now changing. According to the OECD report, some 75% of scholarly journals are now online. Entirely new business models are emerging; three main ones were identified by the report's authors. This is the so-called big deal, where institutional subscribers pay for access to a collection of online journal titles through site-licensing agreements. There is open-access publishing, typically supported by asking the author (or his employer) to pay for the paper to be published. Finally, there are open-access archives, where organizations such as universities or international laboratories support institutional repositories. Other models exist that are hybrids of these three, such as delayed open-access, where journals allow only subscribers to read a paper for the first six months, before making it freely available to everyone who wishes to see it. All this could change the traditional form of the peer-review process, at least for the publication of papers.

In the first paragraph, the author discusses( ).

A.
the background information of journal editing
B.
the publication routine of laboratory reports
C.
the relations of authors with journal publishers
D.
the traditional process of journal publication
第 92 题    单选题

It used to be so straightforward. A team of researchers working together in the laboratory would submit the results of their research to a journal. A journal editor would then remove the authors' names and affiliations from the paper and send it to their peers for review. Depending on the comments received, the editor would accept the paper for publication or decline it. Copyright rested with the journal publisher, and researchers seeking knowledge of the results would have to subscribe to the journal.

No longer. The Internet—and pressure from funding agencies, who are questioning why commercial publishers are making money from government-funded research by restricting access to it—is making access to scientific results a reality. The Organization for Economic Co-operation and Development (OECD) was just issued a report describing the far-reaching consequences of this. The report, by John Houghton of Victoria University in Australia and Graham Vickery of the OECD, makes heavy reading for publishers who have, so far, made handsome profits. But it goes further than that. It signals a change in what has, until now, been a key element of scientific endeavor.

The value of knowledge and the return on the public investment in research depends, in part, upon wide distribution and ready access. It is big business. In America, the core scientific publishing market is estimated at between $7 billion and $11 billion. The International Association of Scientific, Technical and Medical Publishers says that there are more than 2,000 publishers worldwide specializing in these subjects. They publish more than 1.2 million articles each year in some 16,000 journals.

This is now changing. According to the OECD report, some 75% of scholarly journals are now online. Entirely new business models are emerging; three main ones were identified by the report's authors. This is the so-called big deal, where institutional subscribers pay for access to a collection of online journal titles through site-licensing agreements. There is open-access publishing, typically supported by asking the author (or his employer) to pay for the paper to be published. Finally, there are open-access archives, where organizations such as universities or international laboratories support institutional repositories. Other models exist that are hybrids of these three, such as delayed open-access, where journals allow only subscribers to read a paper for the first six months, before making it freely available to everyone who wishes to see it. All this could change the traditional form of the peer-review process, at least for the publication of papers.

Which of the following is true of the OECD report?( )

A.
It criticizes government-funded research
B.
It introduces an effective means of publication
C.
It upsets profit-making journal publishers
D.
It benefits scientific research considerably
第 93 题    单选题

It used to be so straightforward. A team of researchers working together in the laboratory would submit the results of their research to a journal. A journal editor would then remove the authors' names and affiliations from the paper and send it to their peers for review. Depending on the comments received, the editor would accept the paper for publication or decline it. Copyright rested with the journal publisher, and researchers seeking knowledge of the results would have to subscribe to the journal.

No longer. The Internet—and pressure from funding agencies, who are questioning why commercial publishers are making money from government-funded research by restricting access to it—is making access to scientific results a reality. The Organization for Economic Co-operation and Development (OECD) was just issued a report describing the far-reaching consequences of this. The report, by John Houghton of Victoria University in Australia and Graham Vickery of the OECD, makes heavy reading for publishers who have, so far, made handsome profits. But it goes further than that. It signals a change in what has, until now, been a key element of scientific endeavor.

The value of knowledge and the return on the public investment in research depends, in part, upon wide distribution and ready access. It is big business. In America, the core scientific publishing market is estimated at between $7 billion and $11 billion. The International Association of Scientific, Technical and Medical Publishers says that there are more than 2,000 publishers worldwide specializing in these subjects. They publish more than 1.2 million articles each year in some 16,000 journals.

This is now changing. According to the OECD report, some 75% of scholarly journals are now online. Entirely new business models are emerging; three main ones were identified by the report's authors. This is the so-called big deal, where institutional subscribers pay for access to a collection of online journal titles through site-licensing agreements. There is open-access publishing, typically supported by asking the author (or his employer) to pay for the paper to be published. Finally, there are open-access archives, where organizations such as universities or international laboratories support institutional repositories. Other models exist that are hybrids of these three, such as delayed open-access, where journals allow only subscribers to read a paper for the first six months, before making it freely available to everyone who wishes to see it. All this could change the traditional form of the peer-review process, at least for the publication of papers.

According to the text, online publication is significant in that( ).

A.
it provides an easier access to scientific results
B.
it brings huge profits to scientific researchers
C.
it emphasizes the crucial role of scientific knowledge
D.
it facilitates public investment in scientific research
第 94 题    单选题

It used to be so straightforward. A team of researchers working together in the laboratory would submit the results of their research to a journal. A journal editor would then remove the authors' names and affiliations from the paper and send it to their peers for review. Depending on the comments received, the editor would accept the paper for publication or decline it. Copyright rested with the journal publisher, and researchers seeking knowledge of the results would have to subscribe to the journal.

No longer. The Internet—and pressure from funding agencies, who are questioning why commercial publishers are making money from government-funded research by restricting access to it—is making access to scientific results a reality. The Organization for Economic Co-operation and Development (OECD) was just issued a report describing the far-reaching consequences of this. The report, by John Houghton of Victoria University in Australia and Graham Vickery of the OECD, makes heavy reading for publishers who have, so far, made handsome profits. But it goes further than that. It signals a change in what has, until now, been a key element of scientific endeavor.

The value of knowledge and the return on the public investment in research depends, in part, upon wide distribution and ready access. It is big business. In America, the core scientific publishing market is estimated at between $7 billion and $11 billion. The International Association of Scientific, Technical and Medical Publishers says that there are more than 2,000 publishers worldwide specializing in these subjects. They publish more than 1.2 million articles each year in some 16,000 journals.

This is now changing. According to the OECD report, some 75% of scholarly journals are now online. Entirely new business models are emerging; three main ones were identified by the report's authors. This is the so-called big deal, where institutional subscribers pay for access to a collection of online journal titles through site-licensing agreements. There is open-access publishing, typically supported by asking the author (or his employer) to pay for the paper to be published. Finally, there are open-access archives, where organizations such as universities or international laboratories support institutional repositories. Other models exist that are hybrids of these three, such as delayed open-access, where journals allow only subscribers to read a paper for the first six months, before making it freely available to everyone who wishes to see it. All this could change the traditional form of the peer-review process, at least for the publication of papers.

With the open-access publishing model, the author of a paper is required to( ).

A.
cover the cost of its publication
B.
subscribe to the journal publishing it
C.
allow other online journals to use it freely
D.
complete the peer-review before submission
第 95 题    单选题

It used to be so straightforward. A team of researchers working together in the laboratory would submit the results of their research to a journal. A journal editor would then remove the authors' names and affiliations from the paper and send it to their peers for review. Depending on the comments received, the editor would accept the paper for publication or decline it. Copyright rested with the journal publisher, and researchers seeking knowledge of the results would have to subscribe to the journal.

No longer. The Internet—and pressure from funding agencies, who are questioning why commercial publishers are making money from government-funded research by restricting access to it—is making access to scientific results a reality. The Organization for Economic Co-operation and Development (OECD) was just issued a report describing the far-reaching consequences of this. The report, by John Houghton of Victoria University in Australia and Graham Vickery of the OECD, makes heavy reading for publishers who have, so far, made handsome profits. But it goes further than that. It signals a change in what has, until now, been a key element of scientific endeavor.

The value of knowledge and the return on the public investment in research depends, in part, upon wide distribution and ready access. It is big business. In America, the core scientific publishing market is estimated at between $7 billion and $11 billion. The International Association of Scientific, Technical and Medical Publishers says that there are more than 2,000 publishers worldwide specializing in these subjects. They publish more than 1.2 million articles each year in some 16,000 journals.

This is now changing. According to the OECD report, some 75% of scholarly journals are now online. Entirely new business models are emerging; three main ones were identified by the report's authors. This is the so-called big deal, where institutional subscribers pay for access to a collection of online journal titles through site-licensing agreements. There is open-access publishing, typically supported by asking the author (or his employer) to pay for the paper to be published. Finally, there are open-access archives, where organizations such as universities or international laboratories support institutional repositories. Other models exist that are hybrids of these three, such as delayed open-access, where journals allow only subscribers to read a paper for the first six months, before making it freely available to everyone who wishes to see it. All this could change the traditional form of the peer-review process, at least for the publication of papers.

Which of the following best summarizes the main idea of the passage?( )

A.
The Internet is posing a threat to publishers
B.
A new mode of publication is emerging
C.
Authors welcome the new channel for publication
D.
Publication is rendered easier by online service
第 96 题    单选题

When my family moved to America in 2010 from a small village in Guangdong, China, we brought not only our luggage, but also our village rules, customs and culture. One of the rules is that young people should always respect elders. Unluckily, this rule led to my very first embarrassment in the United States.

I had a part-time job as a waiter in a Chinese restaurant. One time, when I was serving food to a middle-aged couple, the wife asked me how the food could be served so quickly. I told her that I had made sure they got their food quickly because I always respect the elderly. As soon as I said that, her face showed great displeasure. My manager, who happened to hear what I said, took me aside and gave me a long lecture about how sensitive Americans are and how they dislike the description "old". I then walked back to the table and apologized to the wife. After the couple heard my reason, they understood that the problem was caused by cultural differences, so they laughed and were no longer angry.

In my village in China, people are proud of being old. Not so many people live to be seventy or eighty, and people who reach such an age have the most knowledge and experience. Young people always respect older people because they know they can learn from their rich experience.

However, in the United States, people think "growing old" is a problem since "old" shows that a person is going to retire or that the body is not working well. Here many people try to keep themselves away from growing old by doing exercises or jogging, and women put on makeup, hoping to look young. When I told the couple in the restaurant that I respect the elderly, they got angry because this caused them to feel they had failed to stay young. I had told them something they didn't want to hear.

After that, I changed the way I had been with older people. It is not that I don't respect them any more; I still respect them, but now I don't show my feelings through words.

By Jack

Jack brought the couple their food very fast because_____.

A.
the manager asked him to do so
B.
he respected the elderly
C.
the couple wanted him to do so
D.
he wanted more pay
第 97 题    单选题

When my family moved to America in 2010 from a small village in Guangdong, China, we brought not only our luggage, but also our village rules, customs and culture. One of the rules is that young people should always respect elders. Unluckily, this rule led to my very first embarrassment in the United States.

I had a part-time job as a waiter in a Chinese restaurant. One time, when I was serving food to a middle-aged couple, the wife asked me how the food could be served so quickly. I told her that I had made sure they got their food quickly because I always respect the elderly. As soon as I said that, her face showed great displeasure. My manager, who happened to hear what I said, took me aside and gave me a long lecture about how sensitive Americans are and how they dislike the description "old". I then walked back to the table and apologized to the wife. After the couple heard my reason, they understood that the problem was caused by cultural differences, so they laughed and were no longer angry.

In my village in China, people are proud of being old. Not so many people live to be seventy or eighty, and people who reach such an age have the most knowledge and experience. Young people always respect older people because they know they can learn from their rich experience.

However, in the United States, people think "growing old" is a problem since "old" shows that a person is going to retire or that the body is not working well. Here many people try to keep themselves away from growing old by doing exercises or jogging, and women put on makeup, hoping to look young. When I told the couple in the restaurant that I respect the elderly, they got angry because this caused them to feel they had failed to stay young. I had told them something they didn't want to hear.

After that, I changed the way I had been with older people. It is not that I don't respect them any more; I still respect them, but now I don't show my feelings through words.

By Jack

When Jack called the couple "elderly", they became_____.

A.
nervous
B.
satisfied
C.
unhappy
D.
excited
第 98 题    单选题

When my family moved to America in 2010 from a small village in Guangdong, China, we brought not only our luggage, but also our village rules, customs and culture. One of the rules is that young people should always respect elders. Unluckily, this rule led to my very first embarrassment in the United States.

I had a part-time job as a waiter in a Chinese restaurant. One time, when I was serving food to a middle-aged couple, the wife asked me how the food could be served so quickly. I told her that I had made sure they got their food quickly because I always respect the elderly. As soon as I said that, her face showed great displeasure. My manager, who happened to hear what I said, took me aside and gave me a long lecture about how sensitive Americans are and how they dislike the description "old". I then walked back to the table and apologized to the wife. After the couple heard my reason, they understood that the problem was caused by cultural differences, so they laughed and were no longer angry.

In my village in China, people are proud of being old. Not so many people live to be seventy or eighty, and people who reach such an age have the most knowledge and experience. Young people always respect older people because they know they can learn from their rich experience.

However, in the United States, people think "growing old" is a problem since "old" shows that a person is going to retire or that the body is not working well. Here many people try to keep themselves away from growing old by doing exercises or jogging, and women put on makeup, hoping to look young. When I told the couple in the restaurant that I respect the elderly, they got angry because this caused them to feel they had failed to stay young. I had told them something they didn't want to hear.

After that, I changed the way I had been with older people. It is not that I don't respect them any more; I still respect them, but now I don't show my feelings through words.

By Jack

In Jack's hometown,_____.

A.
people dislike being called "old"
B.
people are proud of being old
C.
many people reach the age of seventy or eighty
D.
the elderly are the first to get food in restaurants
第 99 题    单选题

When my family moved to America in 2010 from a small village in Guangdong, China, we brought not only our luggage, but also our village rules, customs and culture. One of the rules is that young people should always respect elders. Unluckily, this rule led to my very first embarrassment in the United States.

I had a part-time job as a waiter in a Chinese restaurant. One time, when I was serving food to a middle-aged couple, the wife asked me how the food could be served so quickly. I told her that I had made sure they got their food quickly because I always respect the elderly. As soon as I said that, her face showed great displeasure. My manager, who happened to hear what I said, took me aside and gave me a long lecture about how sensitive Americans are and how they dislike the description "old". I then walked back to the table and apologized to the wife. After the couple heard my reason, they understood that the problem was caused by cultural differences, so they laughed and were no longer angry.

In my village in China, people are proud of being old. Not so many people live to be seventy or eighty, and people who reach such an age have the most knowledge and experience. Young people always respect older people because they know they can learn from their rich experience.

However, in the United States, people think "growing old" is a problem since "old" shows that a person is going to retire or that the body is not working well. Here many people try to keep themselves away from growing old by doing exercises or jogging, and women put on makeup, hoping to look young. When I told the couple in the restaurant that I respect the elderly, they got angry because this caused them to feel they had failed to stay young. I had told them something they didn't want to hear.

After that, I changed the way I had been with older people. It is not that I don't respect them any more; I still respect them, but now I don't show my feelings through words.

By Jack

After this experience, Jack_____.

A.
lost his job in the restaurant
B.
made friends with the couple
C.
no longer respected the elderly
D.
changed his way with older people
第 100 题    单选题

When my family moved to America in 2010 from a small village in Guangdong, China, we brought not only our luggage, but also our village rules, customs and culture. One of the rules is that young people should always respect elders. Unluckily, this rule led to my very first embarrassment in the United States.

I had a part-time job as a waiter in a Chinese restaurant. One time, when I was serving food to a middle-aged couple, the wife asked me how the food could be served so quickly. I told her that I had made sure they got their food quickly because I always respect the elderly. As soon as I said that, her face showed great displeasure. My manager, who happened to hear what I said, took me aside and gave me a long lecture about how sensitive Americans are and how they dislike the description "old". I then walked back to the table and apologized to the wife. After the couple heard my reason, they understood that the problem was caused by cultural differences, so they laughed and were no longer angry.

In my village in China, people are proud of being old. Not so many people live to be seventy or eighty, and people who reach such an age have the most knowledge and experience. Young people always respect older people because they know they can learn from their rich experience.

However, in the United States, people think "growing old" is a problem since "old" shows that a person is going to retire or that the body is not working well. Here many people try to keep themselves away from growing old by doing exercises or jogging, and women put on makeup, hoping to look young. When I told the couple in the restaurant that I respect the elderly, they got angry because this caused them to feel they had failed to stay young. I had told them something they didn't want to hear.

After that, I changed the way I had been with older people. It is not that I don't respect them any more; I still respect them, but now I don't show my feelings through words.

By Jack

Which of the following is TRUE?( )

A.
The more Jack explained, the angrier the couple got
B.
Jack wanted to show his feelings through words after his experience
C.
The manager went back to the table and apologized to the couple
D.
From this experience, Jack learned more about American culture